Fern Bay, NSW 2295 — Suburb Profile
Last reviewed: · By Knowburb Research Team
In short
Fern Bay is a suburb of New South Wales, postcode 2295, home to 4,046 residents with an established residential profile. Located in the Port Stephens local government area and roughly 123 km from the Sydney CBD.
Snapshot
Demographics
- Population
- 4,046
- Median age
- 43 years
- Median household income
- $1,435 /week
- Median personal income
- $735 /week
- Median family income
- $2,104 /week
- Average household size
- 2.4
- Persons per bedroom
- 0.7
- Local government area
- Port Stephens
- Statistical region (SA4)
- Newcastle and Lake Macquarie
- Remoteness classification
- Major Cities of Australia
- Federal electorate
- Paterson
Property & cost of living
- Median rent
- $510 /week
- Median monthly mortgage
- $2,299
- Rent share of household income
- 36%
Schools
- Fern Bay Public School
- Stockton Public School
- Carrington Public School
Transport
- Within 800 m walk: 2 bus stops
- Within 1.6 km: 12 bus stops
- Stockton Cemetery, Nelson Bay Rd
- Nelson Bay Rd Opp Stockton Cemetery
- Fullerton St After Nelson Bay Rd
- Fullerton St Before Nelson Bay Rd
- Nelson Bay Rd At Taylor Rd
Lifestyle & amenities
- 1 café
- 2 playgrounds
Climate
- Warmest month: Jan (28.3°C avg max)
- Coolest month: Jul (17.2°C avg max)
- Annual rainfall: 1134 mm
- Reference station: Williamtown RAAF, 10.6 km away
NBN & connectivity
Fibre to the Node serves 98.8% of the 1,084 resolvable premises in Fern Bay. Most premises here connect via fibre to a street cabinet, then copper into the home. Speeds depend heavily on the copper run length — NBN 100 is rarely achievable on long runs.
- Fibre to the Premises: 0.6%
- Fibre to the Curb: 0.6%
- Fibre to the Node: 98.8%
Safety
- Recorded offences: 430 across postcode 2295 in the year to Dec 2025 (up 20% on the prior year).
- Most common categories: 122 violent offences, 86 theft, 63 vehicle theft.
Frequently asked questions
What is the population of Fern Bay?
Fern Bay (NSW 2295) had 4,046 residents at the most recent ABS Census. The median age is 43. It sits within the Port Stephens local government area.
What is the median rent in Fern Bay?
The median advertised rent in Fern Bay is $510/week, based on SQM Research listings data. Rents vary by property type, bedrooms and condition.
Are there schools in Fern Bay?
Yes — 3 schools are listed within or near Fern Bay covering government sectors. Nearest include: Fern Bay Public School (1.1 km), Stockton Public School (4 km), Carrington Public School (5 km). School data sourced from ACARA and state education departments.
What NBN technology is available in Fern Bay?
Fern Bay is predominantly served by Fibre to the Node (98.8% of premises). Coverage data is sourced from the NBN upgrade map aggregated from NBN Co address checks.
How safe is Fern Bay?
Across postcode 2295, 430 offences were recorded in the 12 months to Dec 2025. The most common offence categories were violent (122), theft (86), vehicle theft (63). Crime statistics are recorded by area (postcode or LGA), not by individual suburb. Data sourced from each state's crime statistics agency.
What is the climate like in Fern Bay?
In Fern Bay, mean daily temperatures range from 12.5°C to 23.2°C and annual rainfall is 1,134 mm measured at the Williamtown RAAF weather station (10.6 km away). Long-term averages from the Bureau of Meteorology.
What public transport options are in Fern Bay?
12 public transport stops are mapped within 1.6 km of the Fern Bay centroid. Within 800 m, you'll find 2 bus stops. Stop data is sourced from state government GTFS feeds.
Sources & methodology
Demographics from ABS Census. Property data from SQM Research. Climate from Bureau of Meteorology. Schools from ACARA. NBN from NBN Co. Amenities from OpenStreetMap. See full methodology.
Additional sources for this profile: